:root{--blue:#317A9D;--navy:#1B4A61;--deep:#14303F;--ink:#1E2F3A;--muted:#5A6B76;--tint:#EAF3F7;--tint2:#F5F9FB;--gold:#F2C94C;--gold-l:#FDF5DC;--gold-b:#F0DC9C;--gold-dk:#8A6A10;--line:#DCE6EC;--red:#C9474B;--wa:#25D366;--r:16px}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;text-size-adjust:100%}
body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);line-height:1.55;font-size:16px;background:#fff;-webkit-font-smoothing:antialiased}
h1,h2,h3,.btn,.brandfont{font-family:Poppins,Montserrat,Inter,sans-serif}
h1,h2,h3{color:var(--deep);line-height:1.15;margin:0 0 .5em}
h2{font-size:clamp(1.55rem,4.5vw,2.2rem);font-weight:700}
h3{font-size:1.1rem;font-weight:600}
p{margin:0 0 1em}
a{color:var(--blue)}
img{max-width:100%;height:auto}
.wrap{width:min(1120px,100% - 2.5rem);margin-inline:auto}
.wm b{color:var(--blue);font-weight:800}.wm i{color:var(--gold);font-style:normal;font-weight:800}
.skip{position:absolute;left:-999px}.skip:focus{left:1rem;top:1rem;background:#fff;padding:.5rem 1rem;z-index:10}

/* header */
.site-head{position:sticky;top:0;z-index:5;background:rgba(255,255,255,.94);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.site-head .wrap{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.55rem 0}
.site-head .logo{display:flex;align-items:center;gap:.45rem;text-decoration:none;font-size:1.6rem;line-height:1}
.site-head .logo img{height:44px;width:44px;display:block}
.site-head nav{display:none;gap:1.4rem;font-weight:500;font-size:.95rem}
.site-head nav a{color:var(--ink);text-decoration:none}.site-head nav a:hover{color:var(--blue)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.55rem;font-weight:600;text-decoration:none;border-radius:999px;padding:.85rem 1.4rem;font-size:1rem;transition:transform .15s,box-shadow .15s}
.btn:hover{transform:translateY(-1px);box-shadow:0 8px 20px rgba(27,74,97,.18)}
.btn-primary{background:var(--blue);color:#fff}
.btn-gold{background:var(--gold);color:var(--deep)}
.btn-sm{padding:.55rem 1rem;font-size:.9rem}
.btn-sm svg{width:1.05em;height:1.05em}
.btn-ghost{background:transparent;color:var(--blue);box-shadow:inset 0 0 0 2px var(--blue)}
.num{margin:.7rem 0 0;font-size:.95rem}
.num .note{display:inline-block;font-size:.8rem;font-weight:600;color:var(--muted);background:var(--tint2);border:1px solid var(--line);border-radius:999px;padding:.1rem .6rem;margin-left:.35rem;vertical-align:.1rem}
@media (max-width:479px){.site-head .lg{display:none}}
.btn svg{width:1.2em;height:1.2em;flex:none}

/* hero */
.hero{background:linear-gradient(180deg,#fff 0%,var(--tint) 100%);border-bottom:5px solid var(--gold);padding:2.5rem 0 3rem}
.hero .wrap{display:grid;gap:2.5rem;align-items:center}
.eyebrow{font-family:Poppins,sans-serif;font-size:.8rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--blue);margin-bottom:.8rem}
.hero h1{font-size:clamp(2rem,7vw,3.3rem);font-weight:700;letter-spacing:-.01em}
.hero h1 .wa{color:var(--blue)}
.tagline{font-family:Poppins,sans-serif;font-weight:600;font-size:clamp(1.15rem,3.4vw,1.45rem);color:var(--navy);border-left:5px solid var(--gold);padding:.15rem 0 .15rem .9rem;margin:1.1rem 0 1.2rem}
.tagline em{font-style:normal;color:var(--muted);font-weight:500}
.lead{font-size:1.08rem;color:var(--muted);max-width:36rem}
.cta-row{display:flex;flex-wrap:wrap;gap:.8rem 1.2rem;align-items:center;margin-top:1.4rem}
.phone{font-weight:600;color:var(--navy);text-decoration:none;font-size:1.05rem}
.qr{display:flex;gap:1rem;align-items:center;margin-top:1.6rem;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:.8rem 1rem;max-width:23rem}
.qr img{width:104px;height:104px;flex:none}
.qr strong{display:block;font-family:Poppins,sans-serif;color:var(--deep)}
.qr span{font-size:.88rem;color:var(--muted)}

/* hero Q&A card */
.qa{margin:0;max-width:430px;width:100%;justify-self:center;background:#fff;border-radius:22px;border:1px solid var(--line);box-shadow:0 24px 48px rgba(20,48,63,.14);overflow:hidden}
.qa-hdr{display:flex;align-items:center;gap:.65rem;background:var(--navy);color:#fff;padding:.8rem 1.1rem;font:600 1rem Poppins,sans-serif}
.qa-hdr img{width:34px;height:34px;border-radius:50%;background:#fff;padding:2px}
.qa-hdr small{display:block;font:400 .75rem Inter,sans-serif;opacity:.8}
.qa-body{padding:1.1rem;background:var(--tint2);display:grid;gap:.8rem}
.qa .who{display:block;font:600 .68rem Poppins,sans-serif;letter-spacing:.1em;text-transform:uppercase;color:var(--blue);margin-bottom:.2rem}
.q,.a{border-radius:16px;padding:.75rem .95rem;line-height:1.45;font-size:.97rem}
.q{background:var(--tint);border:1px solid #CFE2EB;margin-left:12%;border-bottom-right-radius:4px;color:var(--deep);font-weight:500}
.a{background:#fff;border:1px solid var(--line);margin-right:6%;border-bottom-left-radius:4px}
.a .who{color:var(--navy)}
.src{display:inline-block;margin-top:.6rem;background:var(--gold);color:var(--deep);font:600 .78rem Poppins,sans-serif;border-radius:999px;padding:.25rem .7rem}
.next{display:block;margin-top:.55rem;color:var(--muted);font-size:.9rem}
.qa figcaption{font-size:.78rem;color:var(--muted);text-align:center;padding:.6rem;border-top:1px solid var(--line)}

/* sections */
section{padding:3.5rem 0}
.sec-intro{max-width:44rem;margin-bottom:2rem}
.sec-intro p{color:var(--muted);font-size:1.05rem}
.alt{background:var(--tint2)}
.sub{font-size:1.05rem;color:var(--muted)}
.note{color:var(--muted);font-size:.92rem}
.split{display:grid;gap:2rem;align-items:center}
/* answers vs forms */
.vs{display:grid;gap:1rem}
.vs-col{border-radius:var(--r);padding:1.3rem 1.4rem}
.vs-col ol{margin:0;padding-left:1.2rem}.vs-col li{margin:.45rem 0}
.vs-col.form{background:#F2F4F5;border:1px dashed #B8C4CB;color:#6F7E87}
.vs-col.form h3{color:#6F7E87}
.vs-col.form li{text-decoration:line-through;text-decoration-color:rgba(111,126,135,.45)}
.vs-col.agent{background:var(--navy);color:#fff}
.vs-col.agent h3{color:var(--gold)}
.vs-col.agent li::marker{color:var(--gold);font-weight:700}
.kicker{margin:1.6rem 0 0;font:600 clamp(1.1rem,3.4vw,1.35rem) Poppins,sans-serif;color:var(--blue);text-align:center}
/* agent badges */
.ticks{list-style:none;padding:0;margin:1rem 0}
.ticks li{position:relative;padding-left:1.7rem;margin:.55rem 0}
.ticks li::before{content:"";position:absolute;left:0;top:.35rem;width:.95rem;height:.95rem;border-radius:50% 50% 50% 4px;background:var(--gold)}
.badges{display:grid;gap:.8rem;max-width:360px;width:100%;justify-self:center}
.badge{display:flex;align-items:center;gap:.9rem;background:#fff;border:1px solid var(--line);border-radius:18px 18px 18px 6px;padding:.8rem 1rem;box-shadow:0 8px 20px rgba(20,48,63,.07)}
.badge:nth-child(2){margin-left:1.5rem}.badge:nth-child(3){margin-left:.75rem}
.badge b{display:block;font:600 1.05rem Poppins,sans-serif;color:var(--deep)}
.badge small{color:var(--muted)}
.av{display:grid;place-items:center;width:44px;height:44px;flex:none;border-radius:50%;background:var(--blue);color:#fff;font:700 1.1rem Poppins,sans-serif}
.av.gold{background:var(--gold);color:var(--deep)}.av.navy{background:var(--navy)}
.badge-cap{font-size:.78rem;color:var(--muted);text-align:center;margin:.2rem 0 0}
/* timeline */
.timeline{list-style:none;margin:0;padding:0;display:grid;gap:1.2rem;position:relative}
.timeline li{position:relative;padding:0 0 0 3.6rem}
.timeline li::before{content:"";position:absolute;left:1.3rem;top:2.8rem;bottom:-1.2rem;width:3px;background:var(--gold-b)}
.timeline li:last-child::before{display:none}
.timeline .dot{position:absolute;left:0;top:0;width:2.7rem;height:2.7rem;border-radius:50%;display:grid;place-items:center;background:var(--blue);color:#fff;font:700 1rem Poppins,sans-serif;box-shadow:0 0 0 4px #fff}
.timeline li:last-child .dot{background:var(--gold);color:var(--deep)}
.timeline h3{margin:.45rem 0 .25rem}
.timeline p{color:var(--muted);margin:0;font-size:.95rem}
.pic{display:block;margin-top:.6rem;height:70px;max-width:180px;border-radius:10px;background:linear-gradient(160deg,#9DB7C4 0%,#5D7F90 55%,#3C5867 100%);position:relative;overflow:hidden}
.pic::before{content:"";position:absolute;left:12%;right:12%;top:38%;height:6px;background:repeating-linear-gradient(90deg,#F2C94C 0 12px,#1B4A61 12px 24px)}
.pic::after{content:"📷 north gate";position:absolute;left:.5rem;bottom:.3rem;color:#fff;font-size:.7rem;font-weight:600}
.also{margin:1.6rem 0 0;color:var(--muted)}
/* loop */
.loop{position:relative;display:grid;grid-template-columns:1fr 1fr;gap:3rem 2.6rem;max-width:440px;width:100%;justify-self:center;padding:.5rem}
.loop::before{content:"";position:absolute;inset:16% 22%;border:3px dashed var(--gold);border-radius:50%}
.loop .n{position:relative;z-index:1;background:#fff;border:1px solid var(--line);border-radius:16px;padding:.8rem .85rem;font:500 .9rem/1.35 Inter,sans-serif;color:var(--deep);box-shadow:0 6px 16px rgba(20,48,63,.07)}
.loop .n b{display:grid;place-items:center;width:1.6rem;height:1.6rem;border-radius:50%;background:var(--blue);color:#fff;font:700 .85rem Poppins,sans-serif;margin-bottom:.35rem}
.loop .n3 b{background:var(--gold);color:var(--deep)}
.loop .n1{grid-column:1;grid-row:1}.loop .n2{grid-column:2;grid-row:1}.loop .n3{grid-column:2;grid-row:2}.loop .n4{grid-column:1;grid-row:2}
.loop .hub{position:absolute;left:50%;top:50%;transform:translate(-50%,-50%);z-index:2;width:3rem;height:3rem;border-radius:50%;background:var(--navy);color:var(--gold);display:grid;place-items:center;font:700 1.5rem Poppins,sans-serif}
/* florida */
.fl{display:grid;gap:1rem}
.fl div{border-left:5px solid var(--gold);background:var(--gold-l);border-radius:0 var(--r) var(--r) 0;padding:1rem 1.2rem}
.fl p{margin:0;color:var(--ink);font-size:.95rem}
/* board */
.board{background:linear-gradient(180deg,var(--tint) 0%,#fff 100%)}
.ask{background:var(--navy);color:#fff;border-radius:22px 22px 22px 6px;padding:1.4rem 1.5rem;box-shadow:0 18px 36px rgba(20,48,63,.18)}
.ask .lbl{display:block;font:600 .72rem Poppins,sans-serif;letter-spacing:.1em;text-transform:uppercase;color:var(--gold);margin-bottom:.6rem}
.bq{font:600 1.15rem/1.4 Poppins,sans-serif;margin:0 0 .9rem}
.ba{background:rgba(255,255,255,.1);border-radius:14px;padding:.75rem .9rem;margin:0;color:#DCEAF1;font-size:.95rem}
.demo-note{margin:1.4rem 0 0;font-size:.85rem;opacity:.85}

/* table */
.tbl-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--r);background:#fff;-webkit-overflow-scrolling:touch}
table{width:100%;min-width:640px;border-collapse:collapse;font-size:.93rem}
th{font-family:Poppins,sans-serif;text-align:left;padding:.8rem 1rem;color:#fff;background:var(--navy);font-weight:600}
th.h{background:var(--blue)}
td{padding:.7rem 1rem;border-top:1px solid var(--line);vertical-align:top}
td.f{font-weight:600;color:var(--deep);width:24%}
td.ho{background:var(--tint)}
tr:nth-child(even) td:not(.ho){background:var(--tint2)}
.m{display:inline-grid;place-items:center;width:1.25rem;height:1.25rem;border-radius:50%;color:#fff;font-weight:800;font-size:.75rem;margin-right:.4rem;vertical-align:-.2rem;font-style:normal}
.y{background:var(--blue)}.p{background:var(--gold);color:var(--deep)}.n{background:var(--red)}
.legend{font-size:.85rem;color:var(--muted);margin-top:.7rem}
.fine{font-size:.8rem;color:var(--muted);margin-top:.4rem}
.boxes{display:grid;grid-template-columns:minmax(0,1fr);gap:1.2rem;margin-top:2rem}
.box{border-radius:var(--r);padding:1.4rem 1.4rem 1.1rem;border:1px solid var(--line);background:var(--tint2)}
.box.together{background:var(--gold-l);border-color:var(--gold-b)}
.box ul{padding-left:1.2rem;margin:.4rem 0 .8rem}.box li{margin:.3rem 0}
.box .note{font-size:.9rem;color:var(--muted)}
.flow{display:flex;align-items:center;gap:.35rem;margin:.9rem 0}
.flow div{flex:1;min-width:0;background:#fff;border:1px solid var(--gold-b);border-radius:12px;padding:.55rem .3rem;text-align:center;font:600 clamp(.7rem,3vw,.95rem) Poppins,sans-serif;color:var(--deep)}
.flow div small{display:block;font:400 .75rem Inter,sans-serif;color:var(--muted)}
.flow span{color:var(--gold-dk);font-weight:700}

/* final CTA + footer */
.final{background:var(--navy);color:#fff;text-align:center;padding:3.5rem 0}
.final h2{color:#fff}
.final p{color:#D6E6EE}
.final .phone{color:var(--gold)}
.final .btn-ghost{color:#fff;box-shadow:inset 0 0 0 2px rgba(255,255,255,.75)}
.final .num .note{color:#D6E6EE;background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.25)}
.final .cta-row{justify-content:center}
.final .qr{margin:1.6rem auto 0;text-align:left}
footer{background:var(--deep);color:#B9CBD5;font-size:.9rem;padding:2rem 0}
footer .wrap{display:flex;flex-direction:column;gap:1rem;align-items:flex-start}
footer img{height:56px;width:auto}
footer nav{display:flex;flex-wrap:wrap;gap:.4rem 1.2rem}
footer a{color:#fff}
footer .soon{color:#8FA6B3}
footer .tm{font-size:.78rem;color:#8FA6B3}

@media (max-width:719px){
  .tbl-wrap{border:0;background:none;overflow:visible}
  table,thead,tbody,tr,td{display:block;min-width:0}
  thead{position:absolute;left:-9999px}
  tr{background:#fff;border:1px solid var(--line);border-radius:var(--r);margin-bottom:.8rem;overflow:hidden}
  td{border-top:1px solid var(--line);padding:.6rem .9rem}
  td.f{width:auto;background:var(--navy)!important;color:#fff;border-top:0;font-family:Poppins,sans-serif}
  td[data-label]::before{content:attr(data-label);display:block;font:600 .72rem Poppins,sans-serif;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);margin-bottom:.15rem}
  td.ho::before{color:var(--blue)}
  tr:nth-child(even) td:not(.ho){background:#fff}
}
@media (min-width:720px){
  .vs{grid-template-columns:1fr 1fr}
  .fl{grid-template-columns:1fr 1fr}
  .timeline{grid-template-columns:repeat(4,minmax(0,1fr));gap:1.4rem}
  .timeline li{padding:3.6rem 0 0}
  .timeline li::before{left:2.9rem;right:-1.4rem;top:1.3rem;bottom:auto;width:auto;height:3px}
  .timeline .dot{left:0;top:0}
  .boxes{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}
  footer .wrap{flex-direction:row;justify-content:space-between;align-items:center}
}
@media (min-width:960px){
  .site-head nav{display:flex}
  .hero{padding:4rem 0 4.5rem}
  .hero .wrap{grid-template-columns:1.15fr .85fr;gap:3.5rem}
  .split{grid-template-columns:1.1fr .9fr;gap:3.5rem}
  .board .split{grid-template-columns:.9fr 1.1fr}
  .fl{grid-template-columns:repeat(4,minmax(0,1fr))}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
/* legal pages */
.legal{padding:2.5rem 0 3.5rem}
.legal .wrap{max-width:780px}
.legal h1{margin:.2rem 0 1rem}
.legal h2{margin:1.8rem 0 .5rem;font-size:1.25rem}
.legal ul,.legal ol{padding-left:1.3rem}
.legal li{margin:.3rem 0}
.legal a{color:var(--deep, #1f5570)}
.legal-meta{font-size:.88rem;color:#5b6b75;background:#f3f7f9;border-left:3px solid #317A9D;padding:.6rem .8rem;border-radius:4px}